Without medical insurance even small medical bills can be financially devastating, which is why having a California individual medical insurance plan is crucial to your physical and financial well being. At BestHealthcareRates.com finding the most affordable individual medical insurance plan has never been easier.

Simple enter your zip code above and click submit and BestHealthcareRates.com will collect benefit plan details from all of the top insurance companies in California. All of these plans will be sorted by price, but with the click of a button you can sort them by deducible, type of plans, insurance company or price range. With over 350 California individual medical insurance plans, it has never been easier to get the best plan at the best price!  

California medical insurance companies will determine an applicant is eligible for coverage based on their past and present health and the applicants age. Someone who is 25 years old and has never had a health problem of any kind will be able to qualify for all of the plans that are available at the best possible rate. 

While under writing an application, an insurer will gather an applicants medical records from their doctors or from the MIB and they will generally make their decision to offer coverage or not based on this information. The only two exceptions to this is for HIPPA eligible consumers, and for the new born dependants of an insured. The insurer does not underwrite HIPAA eligible consumers, but instead are required by federal law accept their application for coverage. New born children are immediatly covered on their mothers policy for the first 31 days, during this time the mother must add her new born child to the policy.

California Individual Medical Insurance Resources

Programs that offer help and support to consumers in California:

• The California Department of Insurance 
• Access for Infants and Mothers Program (AIM)
• Healthy Families Program
• Managed Risk Medical Insurance Program (MRMIP)