Health Insurance Choice In Georgia

Health Insurance Choice, Security and Stability From Healthcare Insurance Reform

• Rising health care costs are somewhat relieved thanks to health insurance reform.
  
  
• Georgia has a hidden tax on healthcare, created because of uncompensated health care. This would be eliminated as more and more people in Georgia get health insurance coverage.
  
  
• Premium tax credits would provide help for 897,000 million Georgians to cover the cost of Georgia health insurance. Without these reforms, the present $9.6 billion in out-of-pocket expenses would rise to $17.1 billion by 2019.
  
  
• The choice and portability of the new reformed plan gives people more health insurance choices in Georgia and ensures their health insurance coverage, despite job changing, unemployment or illness.
  
  
• 1.7 million Georgians are uninsured. Without reform that number could grow to 2.4 million by 2019. The health insurance exchange market will assist those without health insurance coverage, as well as the 387,000 Georgians with individual health insurance.
  
  
• Long-term home care and community based services are supported with this new plan. Estimates state that long term care will be needed by 65% of people 65 and older. Such care is about $18,000 yearly. There are 665,000 Georgians between the ages of 55 and 64 who will need this care. Such things are not typically covered by Medicaid, Medicare or even private health insurance.
  
  
• Cash benefits will be provided to seniors and the disabled to get services from home, so they can remain in their communities while receiving long-term care.
  
  
• 265,000 disabled Georgians on Medicaid disability income could benefit from a new Medicaid home based and community based services. This would cut the need for nursing homes.