The Benefits of Health Insurance Reform For Women

According to information provided by the White House, the goals of health insurance reform include reducing the cost of medical insurance, increasing choices and making sure affordable, quality coverage is available to women and families throughout the country. They are planning to meet these goals in a variety of ways.

Reducing Healthcare Cost For Families In America

Preventative care is extremely important for the sake of better health. Under the current system, 20% of women have not had a mammogram in at least two years. Many individual health insurance plans do not even cover maternity benefits. These are major concerns for any woman. Preventative care like mammograms and maternity care will be covered under the new plan thereby making sure that the system doesn't just deal with sickness.

Costs for families will be reduced by caps being put on co-pays, deductibles and out-of-pocket expenses that the insurance industry can request of you to pay. More than 50% of women have delayed care because of money. A third of them have had to make difficult decisions such as whether or not to neglect paying for the basics of life in order to get health care needs met.

Healthcare Choices For Families In America

With the new health insurance reform plan, families are put in charge of their own health insurance choices through one-stop shopping. Health insurance exchanges make it easy for women to make good decisions for their family based on price, performance, benefits and the affordability of the plans available. The competition in these health insurance exchanges will force health insurers to compete and will hold them accountable.

Health reform also means that health insurance will be a much more stable commodity. Women will be pleased to know that they have the security that comes with a good health insurance policy, regardless of their employment status. Through illness, job loss, moves and career changes, health insurance will remain constant and stable for women and their families.

Affordable, Quality Health Care For Women and Families In America

One of the unfortunate facts of the existing health care system is that discrimination exists on a variety of fronts, from gender to pre-existing health conditions. In fact, a 22 year old female in good health will pay 150% more than a 22 year old male in good health. The new reform also eliminates denial of coverage based on prior or present medical conditions, which is the standard presently for individual insurance policies.

A big concern for many women is the availability of quality healthcare for their children. The health reform will ensure accessibility to quality health care by all American children. Beyond sick care, they will now have stable well-child care coverage, dental coverage, vision coverage and more by competent pediatric healthcare providers. The American family is poised for abundance and security in health care, as the new health reform plan moves into place.